Income Tax2026/27

What is Tax Code? UK Definition 2026/27

Verified by ICAEW, ACCA & AAT
Updated April 2026

Quick Answer

A code telling your employer how much tax-free pay you get.

Definition of Tax Code

Your tax code tells your employer how much tax to deduct from your pay. The most common code is 1257L, meaning £12,570 tax-free. Letters indicate situations: L (standard), BR (all taxed at basic rate), K (deductions exceed allowances). HMRC issues codes based on your allowances and adjustments.

Tax Code — Key Facts for 2026/27

Standard code1257L
Means tax-free£12,570
Scottish prefixS
Welsh prefixC

How Tax Code Works — Example

Understanding tax codes
  1. 11257L = £12,570 tax-free (standard)
  2. 21100L = £11,000 tax-free (reduced)
  3. 3BR = No allowance, all at basic rate
  4. 4K100 = Deduct £1,000 from allowances
  5. 5S1257L = Scottish taxpayer, £12,570 free

How Tax Code Affects Your Tax

Wrong tax codes cause over or underpayment of tax. Check your tax code on payslips and P60. If wrong, contact HMRC immediately - you can backdate corrections and get refunds.

Official HMRC Guidance on Tax Code

For official guidance, refer to HMRC's documentation. Tax rules can change, so always verify current rates and thresholds on gov.uk.

HMRC: Tax codes

Frequently Asked Questions about Tax Code

Accuracy Note

This information is for guidance only and is based on 2026/27 tax year rates. Tax rules are complex and your circumstances may differ. For personal advice, consult a qualified accountant or tax adviser.