NHS Pay 2026/27Agenda for Change

NHS Salary Calculator UK

Calculate your NHS take-home pay for 2026/27. Includes all Agenda for Change pay bands, NHS Pension contributions, and accurate tax deductions.

NHS Salary Calculator
Select your pay band and calculate your take-home pay

Full-time is 37.5 hours

Frequently Asked Questions
What are NHS Agenda for Change pay bands?

NHS pay is structured into 9 pay bands (Band 1-9) under Agenda for Change (AfC). Each band has pay points that staff progress through based on experience. Band 5 is typically for newly qualified nurses, while Bands 8-9 are for senior managers and directors.

How much pension do NHS staff pay?

NHS Pension contributions range from 5.1% to 13.5% depending on your salary. The scheme uses tiered contribution rates. For example, salaries between £26,824-£47,967 pay 9.8%, while those earning over £72,031 pay 12.5%. The pension is one of the best in the UK with employer contributions of around 20%.

Do NHS staff get unsocial hours pay?

Yes, NHS staff receive enhanced pay for unsocial hours: Saturdays (time plus 50%), Sundays and Bank Holidays (double time), and night shifts (time plus 37% or 44%). This can significantly increase take-home pay for shift workers.

When do NHS staff get pay rises?

NHS pay is reviewed annually by the NHS Pay Review Body. Pay increases typically take effect from April 1st each year. Staff also progress through pay points within their band based on length of service, usually annually for the first few years.

Is NHS pension worth it?

The NHS Pension is generally considered excellent value. It's a defined benefit scheme meaning you get a guaranteed pension based on your service and salary. The employer contributes around 20% on top of your contributions. Most financial advisers recommend staying in the scheme.

NHS Pay Bands 2026/27
Band 2£23,61525,674
Band 3£24,07126,283
Band 4£26,53029,114
Band 5£29,97036,483
Band 6£37,33844,962
Band 7£46,14852,809
Band 8a£53,75560,504
NHS Pension Benefits

The NHS Pension Scheme offers:

  • ~20% employer contribution
  • Defined benefit pension
  • Death in service benefits
  • Ill-health retirement
  • Tax relief on contributions