Pension Tax Relief Calculator
Calculate how much tax relief you can claim on your pension contributions for the 2026/27 tax year. Understand relief at source vs net pay arrangements.
Provider claims 20% basic rate relief automatically. You claim higher/additional rate relief via self-assessment.
Annual tax relief on your pension contributions
Relief at Source: Your pension provider claims 20% basic rate relief from HMRC and adds it to your pension. Higher and additional rate taxpayers can claim extra relief via self-assessment.
Net Pay Arrangement: Your contribution is taken from your gross salary before tax is calculated, giving you full relief at your marginal rate automatically.
Employer Contributions: These count towards your annual allowance but provide no personal tax relief as they are already a tax-deductible business expense.