2026/27 Tax YearPAYE
Umbrella Company Take-Home Calculator
Calculate your take-home pay when working through an umbrella company (inside IR35 or by choice).
Contract Details
Take-Home Pay Breakdown
Gross Contract Value£120,000
Umbrella Fee-£1,200
Employer NI (15%)-£15,935
Gross Salary£102,866
Income Tax (PAYE)-£28,578
Employee NI (8%)-£4,068
Annual Take-Home Pay£70,219
Monthly
£5,852
Weekly
£1,463
Daily
£293
Tax Rate
41.5%