2026/27 Tax YearContractor

Target Income Calculator

Work backwards from your desired take-home pay to find the day rate you need to charge.

Your Target
Required Day Rate
To achieve £60,000 take-home (Outside IR35)

You need to charge

£367

per day

Hourly Rate

£46

Weekly Rate

£1,834

Monthly Gross

£6,726

Annual Gross

£80,717

Outside IR35
Required Day Rate£367
Hourly Rate£46
Annual Gross£80,717
Inside IR35
Required Day Rate£446
Hourly Rate£56
Annual Gross£98,229

Inside IR35 requires a day rate £80 higher to achieve the same take-home pay