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Rent-a-Room Calculator

Compare the £7,500 allowance vs actual expenses method

Written byWaqas SagarUpdated January 20252026/27 Tax Year
Rent-a-Room Tax Calculator
Calculate whether the £7,500 allowance or actual expenses is better for you

Total rent received in the tax year

Bills, maintenance, cleaning, etc.

What is the Rent-a-Room scheme?

The Rent-a-Room scheme lets you earn up to £7,500 per year tax-free from letting out furnished accommodation in your home. This could be a spare room or even your whole home while you're away. The property must be your main residence.

Do I need to tell HMRC about Rent-a-Room income?

If you earn less than £7,500, you don't need to tell HMRC unless you file a Self Assessment return anyway. If you earn more than £7,500, you must complete a Self Assessment return and either use the allowance or claim actual expenses.

Can I use Rent-a-Room for Airbnb?

Yes, Rent-a-Room applies to short-term lets like Airbnb as long as it's your main home and the accommodation is furnished. However, you cannot claim both Rent-a-Room and the property income allowance for the same property.

What if I share the income with someone else?

If you share the income with someone else (e.g., a partner), the £7,500 threshold is halved to £3,750 each. You each get a maximum of £3,750 tax-free under the scheme.

Rent-a-Room Key Facts
Tax-Free Allowance£7,500/year
Shared Allowance£3,750 each
Must Be Furnished?Yes
Main Home Only?Yes