2026/27 HMRC RatesFree

Personal Tax Penalty Calculator UK

Calculate HMRC penalties for late Self Assessment tax returns and late payment. Understand what you may owe if you miss the deadline.

Tax Penalty Calculator
Enter your tax details and how late you are

The amount of Self Assessment tax you owe

Days after 31 January deadline

Days after payment deadline

Penalty Calculation

Total Penalties

£450

Total Amount Owed

£5,512

Original Tax Due£5,000
Late Filing Penalties+£200
Late Payment Penalties+£250
Interest Charges (7.5% p.a.)+£62
Total Amount Owed£5,512
Filing Penalty Rates
1 day late£100
3 months late£10/day (max £900)
6 months late£300 or 5% tax
12 months late£300 or 5% tax
Payment Penalty Rates
30 days late5% of tax
6 months late+5% of tax
12 months late+5% of tax
Key Deadlines

Paper returns: 31 October

Online returns: 31 January

Payment deadline: 31 January

Payment on account: 31 July