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Legacy SchemeReference Calculator

Help to Buy Calculator

Calculate Help to Buy equity loan details. Note: The Help to Buy: Equity Loan scheme closed to new applications in October 2022. This calculator is for existing borrowers.

Scheme Closed to New Applications

The Help to Buy: Equity Loan scheme closed for new applications in October 2022. This calculator is provided for existing borrowers to understand their equity loan fees and repayment options.

Property Details

Price cap: £600,000

Up to 20% in England

Interest-free for first 5 years

Funding Breakdown

Your Deposit

5.0%

£15,000

Equity Loan

20%

£60,000

Mortgage Needed

75.0%

£225,000

Equity Loan Fees (Year 1)
Interest-free period (Years 1-5)
Eligibility Check
Within regional price cap
Meets minimum 5% deposit