Council Tax Reduction Calculator UK 2026/27
Estimate your Council Tax Reduction entitlement based on your income, savings, and household circumstances. Results are indicative - contact your local council for exact amounts.
Include wages, benefits, pensions
Over £16,000 disqualifies working-age claimants
Weekly Reduction
£9.05
Annual Saving
£471
Reduction Percentage
29%
Council Tax After Reduction
£1129/year
Important: Council Tax Reduction schemes vary by council. This is an estimate only. Contact your local council for exact entitlement and to apply.
Calculation Methodology
This calculator provides an estimate based on typical CTR schemes. Actual entitlement varies by council. Working-age schemes differ significantly between councils - some require minimum payments of 10-25%. Pension-age rules are set nationally.
Official Sources
Important: Results are estimates based on standard HMRC rules. Your actual tax may differ based on your specific tax code, benefits, or HMRC adjustments. Always verify with your employer or a qualified accountant.
Frequently Asked Questions
What is Council Tax Reduction (CTR)?
Council Tax Reduction (formerly Council Tax Benefit) is a discount on your council tax bill if you're on a low income or receive certain benefits. It's administered by your local council, so rules vary by area. You could get up to 100% reduction depending on your circumstances.
Who is eligible for Council Tax Reduction?
You may be eligible if you're on a low income, receive benefits like Universal Credit or Pension Credit, or have savings below £16,000 (for working age). Pension-age claimants have more generous rules. Students, care leavers under 25, and severely mentally impaired people may also qualify.
How much Council Tax Reduction can I get?
The amount depends on your income, savings, household composition, and local council scheme. Pension-age claimants can get up to 100% reduction. Working-age claimants may get less depending on your council's scheme - some have minimum payments of 10-25%.
Does Universal Credit affect Council Tax Reduction?
Receiving Universal Credit doesn't automatically entitle you to CTR, but your low income may qualify you. You need to apply for CTR separately from Universal Credit. Your UC amount is counted as income when calculating CTR.
How do I apply for Council Tax Reduction?
Apply directly to your local council, either online, by phone, or in person. You'll need proof of income, savings, rent, and household members. If you claim certain benefits, you may be automatically assessed for CTR.