State Pension Guide 2026/27
The State Pension is a regular payment from the government once you reach State Pension age.
2026/27 Rates
| Pension Type | Weekly | Annual |
|---|---|---|
| Full new State Pension | £230.25 | £11,973 |
| Full basic State Pension | £176.45 | £9,175 |
Qualifying Years
| Years of NI | Pension Entitlement |
|---|---|
| 35 years | Full State Pension |
| 10-34 years | Proportional amount |
| Under 10 years | No State Pension |
State Pension Age
| Born | State Pension Age |
|---|---|
| Before 6 April 1960 | 66 |
| 6 April 1960 - 5 March 1961 | 66-67 (increasing) |
| After 5 March 1961 | 67 |
| After 5 April 1977 | 68 (from 2044) |
Filling NI Gaps
You can pay voluntary NI to fill gaps:
- Class 2: £3.45/week (self-employed)
- Class 3: £17.45/week (anyone)
Check your record at gov.uk/check-state-pension.
Related Calculators
- State Pension Calculator - Estimate your pension
- NI Calculator - Check contributions